I have realised that I am using terms that I am used to, so I will explain them as I go along.
"Beating the market" means exactly what it says on the box: providing a better return that the share market did overall. Yoou could put all your money into a fund that follows the share market and that is the return you would get. That is very low risk, but it is still a better return than the banks.
That's not for me. I like to take a few risks and try to beat the market.
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